recreation insurance

---

 MOTOR HOME | RV INSURANCE

As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy. Legally speaking, you are required to have a certain minimum amount of coverage when you have your motor home registered. However, there are many insurance policies to ensure that your motor home obtains maximum coverage and protection.

It is important to choose a policy that incorporates the recreational value of your motor home and does not treat it as another automobile.

Whether your Motor Home / RV Insurance needs are travel trailer, fifth wheel, camper, or Class A Motor Home Insurance, HI Agency offers you a variety of motor home insurance coverages.

BOAT & MARINE INSURANCE

Boat or Marine insurance is available for small boats, yachts, high-performance powerboats, live-aboard houseboats, catamarans, or pontoons. Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.

Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage. Availability varies by state and by insurance company. Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.

ATV INSURANCE

All-terrain vehicles (ATV) are becoming increasingly popular. ATVs now come in a variety of models. Insurance companies have a different set of rules for providing coverage for ATVs, depending on the vehicle type.

ATV insurance is very similar to motorcycle insurance. All-terrain vehicles are three, four or six-wheeled buggies used off-road. 4x4 insurance has the same basic coverages included in the motorcycle insurance policy, tweaked for the needs of off-road enthusiasts.

HI Agency can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you focus on having fun.