Phil’s Cigar Lounge

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IF YOUR BUSINESS COMES TO A SCREECHING HALT, YOUR COMMERCIAL POLICY SHOULD BE EAGER TO START UP IMMEDIATELY.

[/split_line_heading][vc_column_text]Many businesses initially buy insurance due to a requirement by loan or lease. Failure to revisit these policies during times of growth may cost you more than money in the event of a business-altering situation.[/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Accent-Color” icon_family=”default_arrow” url=”https://hiagency.com/contact/” text=”Contact Us” margin_top=”25″ css_animation=”slideInUp” margin_right=”10″ margin_left=”10″][nectar_btn size=”large” button_style=”regular” button_color_2=”Accent-Color” icon_family=”default_arrow” url=”https://hiagency.com/hi-agency/business-quote/” text=”Get Quote” margin_top=”25″ css_animation=”slideInUp” margin_left=”10″][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/4″ column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-sm vc_hidden-xs”][vc_custom_heading text=” ” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:100%20light%20regular%3A100%3Anormal”][/vc_column_inner][vc_column_inner enable_animation=”true” animation=”fade-in-from-bottom” column_padding=”padding-6-percent” column_padding_position=”bottom” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/4″ column_border_width=”none” column_border_style=”solid” offset=”vc_col-xs-12″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”10%” bottom_padding=”10%” overlay_strength=”1″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner enable_animation=”true” animation=”fade-in-from-bottom” column_padding=”padding-5-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][image_with_animation image_url=”6903″ alignment=”” animation=”Fade In” border_radius=”none” box_shadow=”none” max_width=”100%”][vc_column_text css=”.vc_custom_1562685991963{margin-top: 20px !important;}”]

Philip, Cigar Lounge, McKinney TX

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What Happened To Cigar Lounge

[/split_line_heading][vc_column_text css=”.vc_custom_1562624617742{margin-top: 20px !important;margin-bottom: 20px !important;}”]When opening the finest cigar store in McKinney, Phil realized one of the humidification units located above the cigars had exploded, dumping gallons of water on the cigars and destroying  thousands of dollars of inventory. The damage required the business to close for many days for repair. Since HI Agency took the time to review the business’ needs, Phil learned that not only would the inventory and repairs to the location be covered, but the lost revenue would be covered while the business was closed. A small detail that could easily be overlooked made it so Cigar Lounge McKinney’s expenses would be covered it their time of loss.[/vc_column_text][vc_column_text]

If your commercial policy has not been reviewed within the last year, you are at risk of losing more than property, but lost revenue you have built since opening.

[/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Accent-Color” color_override=”#4094c9″ icon_family=”fontawesome” url=”https://hiagency.com/hi-agency/business-quote/” icon_fontawesome=”fa fa-long-arrow-right” margin_top=”25″ text=”Get Quote” margin_bottom=”50″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_image=”6811″ bg_position=”left top” bg_repeat=”no-repeat” scene_position=”center” video_bg=”use_video” video_external=”https://www.youtube.com/watch?v=w8w8SrRGn-I&feature=youtu.be” text_color=”light” text_align=”left” top_padding=”15%” bottom_padding=”15%” disable_element=”yes” enable_gradient=”true” color_overlay=”#585b64″ color_overlay_2=”#2c2f38″ gradient_direction=”left_to_right” overlay_strength=”0.8″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][nectar_video_lightbox link_style=”play_button_with_text” nectar_play_button_color=”Default-Accent-Color” font_style=”h6″ video_url=”https://www.youtube.com/watch?v=w8w8SrRGn-I&feature=youtu.be” link_text=”WATCH FULL VIDEO”][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” content_placement=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”12%” bottom_padding=”12%” overlay_strength=”0.95″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/6″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” centered_text=”true” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”2/3″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”WHEN MANY AGENCIES WRITE A POLICY, IT IS OFTEN A TENDENCY TO AUTOMATICALLY RENEW THE POLICY EACH YEAR. NOT HI AGENCY. EACH YEAR MEANS YOU BUSINESS GROWS, WHICH MEANS A NEED TO COVER YOU BUSINESS ACCURATELY.” font_container=”tag:h4|font_size:28|text_align:center|color:%23222223|line_height:2″ use_theme_fonts=”yes”][nectar_btn size=”large” button_style=”regular” button_color_2=”Accent-Color” icon_family=”default_arrow” url=”https://hiagency.com/hi-agency/business-quote/” text=”Get Quote” margin_top=”25″ css_animation=”slideInUp” margin_left=”20″][/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/6″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][/vc_column][/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”50″ bottom_padding=”50″ overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/4″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][image_with_animation image_url=”6901″ alignment=”center” animation=”Fade In” border_radius=”10px” box_shadow=”small_depth” max_width=”125%”][/vc_column][vc_column column_padding=”padding-4-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”3/4″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][nectar_single_testimonial testimonial_style=”bold” color=”Accent-Color” quote=”Because HI Agency comprehensively reviews my policy each year, we didn’t miss a step when we needed to close our business for water damage repair.” name=”Philip” subtitle=”Cigar Lounge”][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_image=”6898″ bg_position=”center bottom” bg_repeat=”no-repeat” parallax_bg=”true” parallax_bg_speed=”fast” bg_color=”#000000″ scene_position=”center” text_color=”light” text_align=”left” top_padding=”9%” bottom_padding=”9%” id=”intro” row_name=”Intro” color_overlay=”#0a0a0a” overlay_strength=”0.5″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”padding-6-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner enable_animation=”true” animation=”fade-in-from-bottom” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid” delay=”100″][vc_column_text css=”.vc_custom_1562613935127{margin-top: 0px !important;margin-bottom: 0px !important;}”]Don’t Wait Until You Have a Problem.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner enable_animation=”true” animation=”fade-in-from-bottom” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid”][split_line_heading]

GET A FREE QUOTE TODAY!

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