Summer Is Officially Here

As someone once said, “Spring being a tough act to follow, God created June.” June is when summer officially takes off, when your first sunburn is finally turning into the glow you told everyone it would be, and when the longer days can really be taken advantage of.

Only problem with longer days, especially here in Texas, is this means the heat from the sun beats down that much longer. This can be especially problematic for your slab foundations. Did you know that earth movement, including shifting and settling is not a covered peril on your homeowner’s insurance? This is one of many reasons why foundation maintenance is so important. Here are some tips on how best to combat the heat and maintain your foundation:

Walk your house to note any cracks inside.

If a crack is horizontal or runs at a jagged 45-degree angle, it might mean there’s a more serious problem such as severe foundation shifting or water damage.

Pay attention to larger trees close to your house.

Large trees can grab up to 120 gallons of water per day. The roots from large trees can also make their way into your foundation.

Know the sweet spot of watering your foundation.

Sprinkler Systems

  • 15-20 minutes per day before sunrise.
  • Let water land about 1ft from your foundation.
Now for the real question:

We have all been ready for summer, but are we actually “Summer Ready”?

Swim School

Nothing says summer like swimming. Swim lessons are extremely valuable for all ages but especially younger children. Here is a list of DFW’s top schools:

Summer Emergency Kit

Heading outside, what should you keep in your summer emergency kit?

  • Extra [PBA free] bottles of water
  • Sunscreen
  • Bug Spray
  • First Aid Kit
  • Phone Charger
  • Non-Perishable Snacks

June 18th is “Go Boating Day”!

For all of you boaters out there make sure you understand your watercraft insurance policy before heading out onto the water.

Things to consider:
  1. What exactly does your policy cover?
  2. Does you policy correctly list the type of boat you own?
    • Boat, Yacht, Sailboat, dinghy, etc.
  3. What are the factors of boat insurance costs?
    • Cruising area- where you boat
    • Boating safety education – have you been trained, and can you provide a certificate of completion?
    • Good driving record
    • Liability limits
    • Deductibles
    • Towing insurance. A 10-mile tow could cost up to $3,000

Request A Quote or Call Us Today!

Summer is my favorite time of the year and June is just the beginning. We hope you enjoy this month and look forward to our July edition!

As always no matter the month or the season HI Agency is always here to help answer questions and of course quote all of your insurance needs!

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